Prime Minister's Employment Generation Programme, India

There is good news for unemployed people because MSME (Ministry of Micro, Small and Medium Enterprises) proposed a credit-linked subsidy program named PMEGP (Prime Minister's Employment Generation Programme).

The government of India introduced this on August 15, 2008, by merging two schemes called REGP (Rural Employment Generation Programme) and PMRY (Prime Minister's Rojgar Yojana).

Objectives of the Programme

PMEGP was launched to generate employment opportunities by establishing micro-enterprises in urban as well as rural areas. Here are the objectives of this program:

  1. Increase artisans’ wage-earning capacity and contribute to raising the growth rate of urban and rural employment.
  2. Provide sustainable and continuous employment to a huge portion of prospective and traditional artisans as well as urban and rural unemployed youth to help arrest rural youth to urban areas migration.
  3. To bring widely dispersed traditional artisans/urban and rural unemployed youth together in order to give them opportunities for self-employment.
  4. To generate employment opportunities for both urban and rural country areas by setting up new self-employment micro-enterprises/projects/ventures.

Nature of Financial Assistance

The approval of this proposal came from Cabinet Committee on Economic Affairs. The subsidy levels or cost limit of units or projects that could be established was extended to the rural areas as well. To ensure inclusive growth, higher subsidy levels are given to those beneficiaries that belong to marginalized society sections like Scheduled Tribes, Scheduled Castes, Women, Minorities, Other Backward Classes, Physically Handicapped, etc.

Subsidy levels under PMEGP Include:

Categories of beneficiaries under PMEGP Owner’s contribution Rate of Subsidy
  (of cost of Project)
 Area   Urban Rural
General 10% 15% 25%
Special (including SC/STs/OBCs/Minorities/ Women, Ex-servicemen, Physically Handicapped, NER, Hill, and Border Areas ) 05% 25% 35%

Eligibility of Beneficiaries

Here is a list of eligibility conditions for those who want to be beneficiaries of this program:

Similar Articles

  1. Any individual as long as he or she is 18 years old and above.
  2. For setting up PMEGP projects, no income ceiling is required for assistance.
  3. Beneficiaries should have a standard pass educational qualification at least for setting up projects in the manufacturing section costing over Rs.10 lakh and in the service/business sector above Rs. 5 lakh.
  4. Only new projects specifically sanctioned under PMEGP are available for assistance under the scheme.
  5. Self Help Groups that have not availed of any benefit from other schemes are also eligible for this assistance.
  6. Charitable Trusts
  7. Production Co-operative Societies
  8. Institutions registered under the Societies Registration Act 1860
  9. Those existing units (under REGP, PMRY, or other schemes under State Government or Government of India), as well as those units that have previously availed any Government Subsidy, are not eligible here.

Other Eligibility Conditions Include the Following:

  • PMEGP is also applicable to new viable micro-enterprises including the projects of Village industries except those listed in negative activities.
  • For the application of institutions, a certified copy of bye-laws is required to be attached to Margin Money (subsidy) claim.
  • Certified copy of community/caste certificate or other relevant documents that are issued by any competent authority. In the case of special categories, this is required to be produced to the branch of the concerned bank along with Margin Money (subsidy) claim.
  • Project cost will include one cycle of Working Capital and Capital Expenditure. Projects costing over Rs. 5 lakh do not require working capital and do not need clearance from Bank’ Branch Controller or Regional Office – claims are required and should be submitted with a copy of certified approval from the Controller or Regional Office. Take note that projects without Capital Expenditure will not be eligible under this financing scheme.
  • The cost of the land should be included in the Project cost. Rental or long lease Workshop/Workshed, as well as ready-built land, is calculated for a 3-year maximum period only.

Implementing Agencies

This scheme will be implemented through KVIC (Khadi and Village Industries Commission), Mumbai – this is a statutory body that’s created by KVIC Act 1956 with a single nodal agency at the national level. The scheme is implemented through District Industries Centres, KVIBs (Khadi and Village Industry Boards), and State Directorates of KVIC in rural areas.

On the other hand, urban areas implementation will be in coordination with DICs (State District Industries Centres) only. As of today, KVIC is coordinating with State DICs/State KVIBs to monitor performance in urban and rural areas. To identify beneficiaries under PMEGP, DICs and KVIC will also involve Udyami Mitras impaneled under RGUMY (Rajiv Gandhi Udyami Mitra Yojana), NSIC, Panchayati Raj Institutions, and other reputable NGOs (Non-Government Organizations).

Source of Information: Ministry of Micro, Small and Medium Enterprises  (in details), Naresh Kadyan (District Khadi and Village Industries Officer)


Recommended Articles

  • Generating Employment Through Business
    A business is always an excellent means in order for the rate of unemployment to decrease. When a new business opens up, this can pave the way for adding more individuals in the workforce.
  • Tax Obligation for the Self-Employed
    Now that you are working for yourself, you are also faced with a new obligation – paying taxes as a self-employed individual. Read from our guide some helpful facts about SE tax payment.


  • K.KARTHIGEYAN said on April 3, 2010
    sir, i am an ex-employee of one IATA Travel agent at chennai tamil nadu and i am 48 yrs old. Now i have an idea of starting travel related service business which includes : ticketing, assistance for visa/passport process, xerox dtp and other related services. i want to know whether the above mentioned business comes under MSME/PMEGP scheme and also will i be eligible to get the financial assistance from the government. i kindly request u to reply at the earliest. thanking u, K.KARTHIGEYAN, PROPRIETOR, DEIVA SHAKTHI TRUST SERVICE, NO.44/5, SRP COLONY 7TH STREET, RAJUS MARVEL, FLAT-E, PERIYAR NAGAR, CHENNAI-600 082, MOBILE: 9940090313
  • James expert adviser said on April 4, 2010
    @KARTHIGEYAN According to the definition of the program you should be able to eligible for this scheme. I will send an email to Naresh to comment on this as well as he is the expert.

    Jestin James
    Startup Biz Hub - Senior Advisor (Staff)

  • Kush bhattacharyya said on April 12, 2010
    Sir my name is kush bhattacharyya i am pursuing my graduation shillong, meghalaya, india. i want to start a business of opening a food franchise i want finance for my idea how can i get in touch with the scheme/program that you launched i want to apply for it a small request please give me your feedback via mail or my number is 919774321385. Thank you
  • Sandip Khandekar said on April 28, 2010
    Amravati, Maharshtra. Business Type: Computer Institute or Cloth Business. Mobile: 8055022243
  • kumar said on May 2, 2010
    Hi, I am interested to start dairy farm business in India & ready to invest 8-10 lakhs on my own and want to avail loan through this scheme for the rest of the amount required. Can any body please give the relevant contacts for the same. Regards, Kumar
  • piyush bhatnagar said on May 19, 2010
    sir, as i from neemuch and want to start a food franchise in my town pls let me know if i can be helped through this scheme. regards piyush
  • Anil Saini said on May 24, 2010
    Buffalo Milk Business with Mineral water plant business. send me details for loan & process.
  • Suresh Kumar said on May 26, 2010
    Ramnad, Tamilnadu, India. Actually I am B.Com graduate, aged 30 yrs. I am interested to start Mineral water plant in my village as well as I want to use my land for Buffalo & Goat firm. Hence, please give me details of loan and subsidy and support from government. Your earliest response would be highly appreciated. Regards, Suresh Kumar
  • Helen said on May 29, 2010
    I would like to set up an humane Animal Shelter of international standards in Meerut. Our research shows that animal shelters there are in a terrible condition. We have chosen Meerut as we have witnessed countless number of incidents to animal cruelty which is against the law. Also, large number of animals are used for transportation and are not given the adequate care by their owners. We would need funds for either purchase or rental of land and for building the shelter. We plan to earn income by a boarding facility and a vet clinic. As this would not be enough to sustain the shelter, we would like to ask the Government for some help. We will also try through donations. This project would provide employment as we would require about 15-20 employees to help with the day to day running of the shelter. We are a charitable Trust based in New Delhi. I look forward to hearing from you soon. Kindly let me know where I can obtain the application form to start the process.
  • ASHIS DUTTA said on June 5, 2010
    Dear Sir, I am 33 years old energetic youth. I want to start a dairy business starting with 10 cows. I am residing at district Burdwan of West Bengal. Pls give me a guide line that from where should I get the loan to start the business. Will I get any subsidy from Govt. ? pls give me your valued suggestion. Thanks & Regards, Ashis Dutta cell - 9231998190
  • Imtiaz said on June 10, 2010
    I am a Mechanical engineer and would u like to set up a Packaged Mineral Water plant in Moodbidri, Mangalore. I need financial support from Government, when contacted Dist. Industrial office they just sent me without giving any related information. Please guide me.
  • Edwin Thomas said on June 13, 2010
    I am running a small business in Hosur, Tamilnadu. Can I get a loan through REGP scheme to improve my business
  • Joe Mathew said on June 14, 2010
    Hi Sir, This is Joe Mathew from Jaipur, Rajasthan. I have a plan for starting up a wholesale business of Sanganeri Bed sheets in Kerala. I have contact in Kerala as well as have good contact with manufacturers. And I wish to avoid intermediates and provide materials direct to retailers at lowest possible price. For this project will I be eligible for PMEGP. If let me know the details and what all formalities need to be fulfilled??? Joe Mathew,, +91-9529999988, +91-9314504902
  • Blessy said on June 14, 2010
    Dear Sir/Madam, This is Blessy Joe from Jaipur, Rajasthan. I have a plan to setup a Rajasthani Food / Chat Corner in Kerala. As per the survey and research I done I found it will click really well but now the biggest issue is finance. As I was going through the websites I got this website and got to know about PMEGP. So I would like to know better about PMEGP and am I eligible for it? If let me know the details and what all formalities need to be fulfilled? Blessy Joe +91-9314504902
  • Dev Sarkar said on June 15, 2010
    Dev, Cooch Behar, West Bengal, India. actually I am 24 years old now I an idea of starting a new business which includes: e-ticketing, mobile recharge, DTH recharge, photoshop & other related services. I want to know that my business comes under the PMEGP scheme and will I be eligible to get the financial assistance form the government. Thanks & regards. Dev Sarkar Cooch Behar, West Bengal, Mob-9046832783
  • yogen said on June 26, 2010
    dear sir/madam, i'm yogen gurung from a town called mirik in darjeeling district of west bengal. i'm 32 yrs of age and i want to start my own cyber cafe business and e-ticketing center in my home town. Mirik, being a tourist resort, i'm confident that my business will run very successfully so please guide me to avail loan from PMEGP. YOUR HELP WILL BE HIGHLY APPRECIATED.
  • rehbar azeem said on July 3, 2010
    sir i want to start my own travel business will i get loan under PMEGP scheme regarding travel business
  • Mayur Gajbhiye said on July 5, 2010
    Hi, Sir i am Mayur Gajbhiye from Rajur Town, Tah-Wani, Yavatmal, Maharashtra, India. I am SC candidate & I decide to start Lime factory which making lime from dolomite or black stone small Business in my town. But I have financial problem. Can I start my business PMEGP Scheme & I have more Information about PMEGP Scheme and other scheme to help me starting my own business. Mob No. 09822854533/09970186669
  • Mohan Chandra Dolai said on July 7, 2010
    Dear Sir/Madam, I am Mohan Chandra Dolai from Nandigram, Purba Medinipu, West Bengal. I am 26 years old now and belong as SC category. Presently I decided to start sweet and cloth business in my area. But I have faced financial problem. For this Can I open my proposed business with the help of PMEGP Scheme? Your help will be highly appreciated. My mobile no. is 9163278583/9232633275
  • kumar said on July 7, 2010
    Hi, I have planned to start the mineral water plant in villupuram and i have already got sanctioned of subsidy 35% of amount through PMEGP scheme on my total project cost, but i don't find the banker to sponsor this project. Please help me on this.
  • kiran said on July 16, 2010
    Dear Sir, I am 27 years old energetic youth. I want to start a dairy business starting with 5 buffaloes. I am residing at district warangal of Andhra Pradesh. Pls give me a guide line that from where should I get the loan to start the business. Will I get any subsidy from Govt. ? pls give me your valued suggestion. Thanks & Regards, Kiran kumar
  • Tamilselvam,M said on July 22, 2010
    Dear sir i completed my i plan to start footwear and shoes production in own land can i get loan for 15lak. place: dharmapuri, 5/289, kadai street, palacode, dharamapuri, tamilnadu-636808. mobile:9788315598
  • Ankit Somani said on July 23, 2010
    I am planning to set up a mineral water plant in mp in rural area, can u please help me how to get subsidy and from where to get information on that.
  • kiran Gaichor said on July 25, 2010
    hello sir i am from Mumbai Bhandup 400078 i am planing to set my photo studio i need finance for that can u help me to get finance information how i get finance i have done photography from government institute. i need ur suggestion so please guide me to avail loan from PMEGP. YOUR HELP WILL BE HIGHLY APPRECIATED. thanks
  • AMBRISH DIXIT said on July 26, 2010
    Sir my name is ambrish dixit i am from lucknow up i want to start a cyber cafe can i get loan of 5 lak place aliganj, lucknow, utter pradesh .my number is 9793530833
  • anu said on July 27, 2010
    I want to start a montessori school and am trained on that . can i get a loan under this scheme? I am planning to start in chennai .
  • R.Thulasidass said on July 28, 2010
  • Ramesh Hegde said on July 30, 2010
    Sir/ Madam, I am 49 yrs old and am a mechanical technician and have 30 years of working experience. I wish to start an engineering unit to manufacture special purpose machine I have associates to help and guide technically. I am staying in Pune Maharastra. Please guide me. Ramesh Hegde
  • K.Ravindra said on August 4, 2010
    Dear Sir, I am a 34yrs old B.E. Textiles graduate having over 11 yrs of experience in dealing all kinds of fabric. Currently working in China since 5 yrs. I want to set up a small mill for manufacturing greige fabric in my town Palamaner, Chitoor Dist., Andhra Pradesh. I can invest 15lakhs from my side. I want guidance from you to know if I will be eligible for PMEGP scheme? If yes, how much % will I get on the total amount from govt.?I belong to the general category. Also, it will be very helpful if you can guide me by giving an idea of how much will be the total investment required if I plan to start with 10 machines on my own land? What is the success rate of such small-size mills?
  • saranya said on August 15, 2010
    dear sir/madam, i am 25 years old and i have finished B.Sc fashion technology and i am planning to buy a computerized embroidery machine and start my business at tirupur. I want guidance from you to know if I will be eligible for PMEGP scheme? If yes, how much % will I get on the total amount from govt.? i am a physically handicapped person and what is the subsidy i ll be getting?
  • yashi said on August 18, 2010
    sir, i want to start a dairy farm a business with 10 buffalo. i am residing in lucknow ( up) please give me guideline about it. will i get any subsidy to start it. please give me valued suggestion. thanks.
  • ROOPA.K.K said on August 18, 2010
    Sir, I am a 28 year old woman and I have finished Bsc in Medical laboratory technology from rajivgandhi university of health sciences, karnataka. I have 8 years experience in a multispeciality hospital. Now I am planning to start a private medical laboratory at Mattanur, Kannur ( dist), Kerala. I need around 10 lakhs and I can invest around 4 lakhs. I want guidance from you to know if I will be eligible for PMEGP scheme? If yes, how much % will I get on the total amount from govt.?
  • Vijay G said on August 20, 2010
    Hello sir myself Vijay I am searching information for govt grant at gujarat for setting up a call center/BPO/KPO at ahmedabad is there any way you can help me out. Waiting for your response....Thanking for the above given info.
  • Prashant Badhe said on August 21, 2010
    Dombivli, Thane, Maharashtra. I want to take a Govt. or private tenders of any mechanical field or civil built below 2 guide me for any subsidy to avail this...ASAP let me know..thankyou.
  • Ashutosh Basotra said on August 21, 2010
    I am from Jammu and Kashmir basically from Tehsil:-Billawar District:-Kathua and I have plan in my rural area where parents are keen to giving better education and they want their child in good CBSE school and I think we can built CBSE school there which can better serve to society and increase the education level. I am a BBA student and I have location too in my mind for college So please help me for this...
  • James expert adviser said on August 21, 2010
    Hi Ashutosh, How you want me to help you? Your noble cause for education is highly appreciated but let me know in details where you need the help. You will qualify for various subsidies from the government for opening a school.

    Jestin James
    Startup Biz Hub - Senior Advisor (Staff)

  • hamender singh rathore said on August 25, 2010
    hello sir, i m hamender from rajasthan. i have completed engineering in c.s. i want to set up a cbse school in rural area. plz help me to know what subsides provided by govt. i want to invest 1crore. how can i get loans and subsidies. plz reply me on my mail id. HAMENDER SINGH RATHORE, TEH- JAITARAN DIST -PALI RAJ. INDIA MO.NO-+919950203723
  • pankaj gupta said on August 27, 2010
    i m running a small trading business of bakery ingredient in delhi. i'm in need of some finance . how could i get it?
  • Ankit Somani said on August 27, 2010
    I am planning to start a school in rural area of rajgarh district, MP, India. Please guide in terms of project and subsidy available. Thanx
  • Venkat Adhikari said on August 28, 2010
    Dear Sir, I'm Venkat Adhikari and have been in the Intellectual Property domain over decade of experience. I have successfully set up an IT company in Hyderabad. Being a MD I have successfully invested crores of rupees and have a team of nearly 20 employees mostly from IIT'ians. We are in the requirement of expansion plans and need some sort of additional financial support. We would like to explore any possible opportunities. If some possibility we would appreciate to know the next set of actions for further discussions. We look forward to your quick response. Thank you. Best Regards, Venkat Adhikari.
  • PRABHAKAR said on August 30, 2010
    hello sir, i am Prabhakar, chennai. i finished my diploma in electronics & comm engg. then i do comp. hardware & networking (hdchn). basically i am handicapped person. i am starting new computer showroom in chennai . so pls tell me how to apply PMEGP loan. Name: Prabhakar, Add: 46/221, solaiappan street, 2nd floor, old washermenpet, chennai - 21
  • Mani said on August 30, 2010
    Hi.... thanks in advance....i am a mechanical engg grad....i want to start flour mill and market the product on my own by setting supermarket kind off thing....or to start a computer institute in my village .....will i be able to get benefits under pmegp for that?....or else if there is any ideas for new business.....
  • Prashant said on September 2, 2010
    Hi, I am Prashant from Thane, Printing Engineer and in printing business, I want to add in new offset printing setup (2 cr. investment) in thane. How I'll be able to get government subsidy as an entrepreneur? Please help me on this
  • sandip said on September 3, 2010
    R/S. i m Sandeep from Solan (HP). i want to set up a Offset Printing Business. plz help me to know what subsides provided by govt. how can i get loans and subsidies. plz reply me on my mail id. MO.NO-+919882062100
  • nitinsurvase said on September 7, 2010
    I would u like to set up a Mineral Water plant in Pune , Maharashtra. I need financial support from Government. Please guide me.
  • DIVYA said on September 10, 2010
    One of my friend started a service centre by taking PMEGP scheme. But Now there is a problem for her. She is thinking of commuting suicide? Is there any way that she can survive.
  • Sandeep Kumar Jain said on September 14, 2010
    I am planning to set up a mineral water plant in Rajasthan (Tonk) in rural area, that place can u please help me how to get subsidy and from where to get information on that.
  • abhilash said on September 17, 2010
    Sir, we are a group of teachers from Andhra Pradesh, Nalgonda district. We completed our training and B Ed, now thinking of starting a school in the rural area, but we lack initial capital to take the land or building under lease as well as to purchase the furniture required for the school. My question is "is there any help that we can get through the Prime Minister's Employment Generation Programme"
  • Ritu Sarki said on September 24, 2010
    Dear Sir/Madam, I am a 30 years old BCom female Graduate from Jaigaon, West Bengal & i belong to SC community. I want to start a retail shop with ladies garments & accessories. Kindly tell me whether this comes under PMEGP scheme & what are the required process for getting loan & subsidy. Since i am entirely new to this your kind guidance shall be highly appreciated and obliged
  • vinoth kumar said on September 28, 2010
    Sir, I am vinothkumar from coimbatore, Tamil Nadu,I am 23 years young. I completed and hotel management. I already started up a business in a small level and its going well. Now i planned to start in a big level so can you please give me detailed information about PMEGP and information like did i am eligible, how to apply, subsidy i get, interest rate, repayment details and how much will be my capital investment for a project of rs.10,00,000. I kindly request you to reply at the earliest. Thank you, address&ph:vinoth kumar,9/6 kambar st, bharathi puram, pallapalayam(po),coimbatore-641006. (or) (or)09843836763,09786087860
  • Mona Joshi said on September 28, 2010
    Dear Sir, I want to start a food franchise business in Pune. Can you please guide me where I can apply for PMEGP approval? What is the procedure to apply for loan to start this business with PMEGP scheme?
  • MADANALA SIMHACHALAM RAO said on September 28, 2010
    Sir, I am 43 yrs old male Graduate and I want to open packaged water mineral plant in my village and I have my land about 2000sq.feet for set up plant. now I need machinery can i apply for PMEGP scheme and what is the procedure to apply loan to start plant. Plz guide me
  • R.M.RAMACHANDIRAN said on September 29, 2010
    Respected sir, I want to start a brick chamber unit in Trichy , Tamil nadu. The project cost is about 2 crores and i can invest about 10 lakshs. I have completed M.E in structural. how can i get the loan details and subsidies. please reply to my email id
  • Mohamed Ibrahim said on September 29, 2010
    Sir, I want to start N.C.Thinner, Paint Remover and Auto Polish products manufacturing in Mumbai. Where should I apply for loan to start this business with PMEGP scheme send me full details with complete procedures. pls guide me
  • Anoop said on October 2, 2010
    I am staying in Palakkad dist of kerala state. I would like to start a poultry farm and a Coconut virgin oil plant in my own plot. From where i can get details about such projects. Can i get any financial assistance from government/semi government/board schemes. If possible, how much I can avail through these schemes.Please advice. Regards, Anoop.S
  • veena kumari said on October 8, 2010
    Dear Sir/Madam, I am a 25 years old female from Lahoul Spitti Distt oF Himachal Pradesh i belong to ST community and also Physical Handicapped(OH). I have completed my ITI in electronic Mechanics with one year experience in computer operator and programming asstt. I have an idea of starting a new business which includes: e-ticketing, mobile recharge, DTH recharge, photoshop & other related services in my village . I want to know that my business comes under the PMEGP scheme and will I be eligible to get the financial assistance form the government. Thanks & regards. veena kumari 098888481938
  • anjali reddy said on October 10, 2010
    I am anjali. I am a trained teacher teaching in a private school. With me there are a few trained private employed teachers, is there any possibility that we get any financial help from this scheme. please help me as you can
  • mahesh said on October 12, 2010
    I would like to start a software company in Cochin,kerala.i would like to know how i can raise funds and what are assistance i can get from bank and govt.
  • Mafela said on October 16, 2010
    i need some help from this scheme for development of our rural areas for buying a plot of land and constructing a building for Institution
  • parimala priyadharshini.p said on October 20, 2010
    Sir, I am priya aged 32 years from dharmapuri, actually myself and my husband was doing garments export at tiruppur, but we have closed it now,b-cos a south african buyer didn't pay us for the goods we sent.We lost more than 20 lakhs .so,we shifted to our native place dharmapuri, here iam planning to open a specialized churidar, salwar boutique. pls confirm is it possible to open and avail loan from PMEGP. Pls help me sir. priya--- 9442475078
  • Dilip Poudyal said on October 22, 2010
    Sir, i am Dilip age 28 at present working with IT firm in delhi, basically i am from udalguri district, Assam, i want to start coaching centre in rural Area for the benefit of people of village and small towns, can you suggest me from where can i get financial assistant for starting my business plan. plz to contact me. mob:09958470793
  • selvaraj said on October 24, 2010
    Sir, I am Selvaraj age 25 years from Mettur dam, I finished MCA for 2010 batch And web designing Diploma course also finished.I am planning to start a Flex printing,Graphics,Projects.How can i get PMEGP loan. Selva--9524405197
  • SRINIVASAN. M said on October 30, 2010
    Hi, Sir/Madam I am Srinivasan from chennai, Kanchipuram district, Tamilnadu, India. I am OBC candidate & I decide to start tiles & marbles business in my home town. But I have financial problem. Can I start my business PMEGP Scheme & I have more Information about PMEGP Scheme and other scheme to help me starting my own business. Mob No. 09841951401.
  • ATUL.A.BORADE said on December 2, 2010
  • Ravi said on December 5, 2010
    Dear Sir, I want to start small scale cosmetics manufacturing at my Taluqa place, I have more than 6 yrs industrial exp in cosmetics & personal care industries. Pl help me with the correct directions to avail this govt facilities mainly for financial assistance.
  • munavar ussain said on December 10, 2010
    respected sir, i am a physically challenged person. now i am working in the field of selling the new and second hand computer spare parts in chennai. the orders are increasing everyday. so i would like to start my own business of computer spare parts to increase my level of business. for this i need a loan amount of Rs.3 lacs -5 lacs. please help me. A.MUNAVAR HUSSAIN, NO.26,NAIDU STREET,KOTTURPURAM CHENNAI-85. TAMILNADU.CONTACT NUMBER-9566731638
  • Sanjay Kumar said on December 10, 2010
    Respected Sir, Myself sanjay kumar. I have completed MCA degree. Now, i want to establish a computer institute. I have no enough money to start it. Sir, please provide me financial assistance for this purpose........
  • stanly joseph john said on December 14, 2010
    sir, I am a resident of Idukki district in kerala. I am interested in starting a two star hotel in kuttikkanam a small hill station 40km from thekkady. I would like to know if this project comes under this scheme. Other wise kindly let me be informed about any other schemes. Thanking you
  • pankaj jethwani said on December 15, 2010
    address- A-34 Nehru-Nagar near sai baba temple Ajmer.(Rajasthan.). I am an I.T. Engineer, I want to open a therapy center for disabled persons. I am in living in nehru-nagar housing society, can I open my center in my residential premises. and how can I get loan or add for this purpose.
  • Deepak Sukhija said on December 15, 2010
    Hello,Sir/Madam I am Deepak from panipat, Haryana district.I am a graduate & i want to start my own business in manufacturing. in handloom products. but i have financial problem.can i start my business through PMEGP Scheme.Plz guide me My mob. no. is 08950147089
  • Ronak Vasani said on December 16, 2010
    Hello, I am Ronak Vasani. I am a commerce Graduate Student. I want to start a Mineral Water Plant. I want to know that Am I eligible for getting subsidy?
  • karthika said on December 27, 2010
    i'm a BE graduate.i wish to start export business of cotton n terry cloth items. i'm looking for my eligibility and the loan i can get.i have few more business ideas but lack in investment. expecting details or contact persons.thanking you..
  • Deb Rishi said on December 27, 2010
    Hi, I want to know if there is any Government aid under any Scheme could be fetched for one of my relative who is unemployed & is of age of 45+ & having kids & intending to start a small business in Urban West-Bengal? Please let me know if there is also any of loan scheme available from any Nationalized bank for the same with nominal securities. Thank you..
  • Puneet said on January 6, 2011
    Sir my name is Puneet i am working with a private company in chandigarh india. i want to start a business of opening a food franchise i want finance for my idea how can i get benefit from the scheme/program that you have launched i want to apply for it. Small request please give me your feedback via mail .Thank you
  • Susanta Sarkar said on January 11, 2011
    Dear Sir, I am susanta Sarkar,I want to start a pay school,how can I get benefit from this scheme.
  • deepti_20041 said on January 15, 2011
    hello,sir. i want to start own business. but i have no capital. i want to start contract research org. i have 5 yrs of exp of this field. for that i require to set chemical lab & some analytical instruments. should this business fall under this scheme if yes then what should be the process to get funding.if not then which r other sources to get give me ans sir. deepti.
  • reva nashine said on January 15, 2011
    Hello Sir a very happy new year to you . i want to start my own business of hair oil.This is our own product and we use this rich herbal hair oil in our parlor for hair spa. i want to launch this product in queries are ,up till what amount can i get the fund without any mortgage,are the targets over for this year and what tentative time does this whole process take. awaiting for your feedback. Thanks and Regards, reva nashine
  • ashita vyas said on January 22, 2011
    sir i am a physiotherapist wants to open a clinic with a new ideas want a loan for that.
  • Gagandeep kaur said on January 22, 2011
    Hello Sir, i am Gagandeep kaur from Lakimpur kheri, U.P.Sir, i want to start a high school with I.C.S.E. board in a rural area away from the city. So please tell me about the assistance which i can get from government and NGO's in detail.I will be waiting for your feedback.So please reply me soon as possible. Thanks and regards.
  • sharth said on January 25, 2011
    Hello Sir, I am Sharath 25 years old from Bangalore (Karnataka). I am running a printer media business. Now I am planning to relocate my office and have to buy a digital printer machine it costs around 40 lakhs. So I dont have money to buy this. So will you suggest me how can i get financial help from government or bank and what are document required and whom/where do i need meet to get help for this? Please suggest me the mail. My mail id is:
  • Avi said on January 28, 2011
    We are the assemblers of cfl bulbs and machine suppliers for paper plates.. Our enterprises is registered under state govt. And ssi part-1. We have our own market too. Need to develop in production which needs funding. Could you please forward me the application details of where and how to apply. with regards, Avi, Managing Partner.
  • Dr.Sudip Roy said on January 29, 2011
    Malda ,west Bengal, India. I want to setup a multi specialty clinic (Pathology,e.c.g,x-ray,u.s.g,etc with modern technology). For this project i want to know the facility for source of finance and subsidy(state), including my stack. I look forward to hearing from you soon. Kindly let me know where I can obtain the application form to start the process. Thanking you, Yours faithfully, Dr.Sudip Roy. Malda. West Bengal.
  • Rahul Jain said on January 30, 2011
    I am a website hosting, website design, development and multimedia services provider for last two years. I am doing good business but due to lack of infrastructure I am not able to expand my business as per my vision and scope in the industry. I am capable of generating and handling big business. I want proper information & contact details to avail the benefits of Prime Minister's Employment Generation Programme. Name : Rahul Jain, Age : 31+, Location : Delhi, Looking to setup business : Delhi or NCR
  • akash said on February 12, 2011
    sir currently i am working in a private firm, i want to start a new business of mineral water manufacturing & selling in partnership firm, i want to start business in pune (maharashta) can i get the loan from Prime Minister's Employment Generation Programme, India, to whom i should meet, kindly help me sir.
  • Jayashree said on February 13, 2011
    I am based in Bangalore, I would like to set up a montessori. I am capable and confident of creating a stress free learning center.I want to become financially independent so that I am able to help Mankind. Kindly provide information & contact details to avail the benefits of Prime Minister's Employment Generation Programme in Bangalore. Thank You
  • Chetan Khode said on February 17, 2011
    Sir, i am decide start to cotton-seed oil mill, in my village. My village is located in Wardha District.taluka is Seloo, village- Seldoh.. sir, my education is Diploma in Mechanical, complete & next education is(B-tech) running in private.Sir my project cost 50-lakh. So,please sir tell me, about my project is fitted Which skim With Good Subsidy.. I want Your feedback, Please Sir..
  • sajan antony said on February 28, 2011
    Sir, I am located in Kerala. I would like to start an Automatic Laundry in kerala. There is no Automatic laundry in kerala at present. Actually its cost would comes around 40 lakhs. So please advise me my project is fitted under which scheme with other claims. Thank you.
  • Tarun Kalra said on March 4, 2011
    Sir, I live in meerut, uttar pradesh. I would like to start my sports goods export business in Meerut. How can i get loan from DIC, meerut. Presently i am unemployed. What would be the interest rate at loan. please give me your feedback. My contact no. is 9997069954.
  • jaswin singh said on March 4, 2011
    sir, i belongs to hanumangarh district, rajasthan. i have done masters degree of computer science and B.ed. now i want to start cbse school in rural area of pilli banga. i have my own two acres land but no money to startup a building for school. as of my survey i need 25lakh rupees to start my school. how can this scheme beneficial to me and can i get my finance from this scheme
  • Raghunath expert adviser said on March 4, 2011
    @Tarun Kalra, you have to get a business plan and later meet the manager for more details. If you don't have a biz plan then hire a consultant to write one for you.

    Raghunath Natarajan
    Startup Biz Hub - Advisor (Staff)

  • Tarun Kalra said on March 5, 2011
    Dear Mr. Raghu, Yet i don't have any biz plan. But I am ready with my website design plan and other plans. Actually I am suffering from bed rest after my operation. So, if you have any executive who can meet me at my residence than it will be great for me. If this will be possible than please make me an e-mail to or you can call me to 9997069954. Thanks
  • Raghunath expert adviser said on March 5, 2011
    @Tarun Kalra, sorry to here that Tarun. I hope you are doing much better and pray to get well soon. We really don't provide on paid consulting service, if we start anything as such or we tie up with other firms then I will inform you for sure.

    Raghunath Natarajan
    Startup Biz Hub - Advisor (Staff)

  • Chintan thaker said on March 8, 2011
    Sir, I am chintan thaker from ahmedabad i am starting new business of drinking mineral water i have done my graduation and done my CFA from india. currently i am working in aditya birla financial services group. plant costing RS.900000 and working capital of 300000 my income is 225000 PA current @ aditya birla. i want to know how can i get finance assistance for pmegp/msme and i want any site or address pmegp and contact no for ahmedabad
  • Raghunath expert adviser said on March 8, 2011
    @Chintan thaker, if you get finance from a bank then your banker will forward the docs to NABARD for the subsidy. You will get upto 25% subsidy on this budget. Consult your local banker.

    Raghunath Natarajan
    Startup Biz Hub - Advisor (Staff)

  • Sreenivasulu said on March 21, 2011
    Dear Sir, My name is Sreenivasulu from Kadapa. Sir, In our village we have started Co-operative Thrift Society .In our society totally 26 members are there. Upto now we are giving individuals loans among the group members. But we need Loan facility to remove Poverty in our Village. So, if there is any possibility/not please give me a reply. We have opened a bank account in Andhra Pragathi Grameena Bank ,KADAPA. AP Thanking you
  • Smita pawar said on March 21, 2011
    Hello sir, i live in suburb of mumbai city. I am 34 years old undergraduate unemployed single lady. I want to start my own survey company but i need rupees 300000. Can bank give me loan?
  • Raghunath expert adviser said on March 22, 2011

    @Smita pawar, it is a rural business subsidy, i don't think a survey company will fall into it. You can still verify it from NABARD.

    Raghunath Natarajan
    Startup Biz Hub - Advisor (Staff)

  • HITESH PATEL said on March 23, 2011
    I want to start my own business in surat (Gujarat) which should be innovative and can generate good income. Please suggest me and if any subsidy can i get from government or not? Please let me know. If anybody can give me idea than please share with me. I also can start business in partnership. Surat Gujarat India
  • RANJEET KAMBLE said on March 26, 2011
    Hello Sir. My Name Ranjeet kamble. I had done my graduation and currently i am working in hospitality industry. but I wanted To start a small coffee shop in lonavla(MAHARASHTRA) but i do not have the enough capital for that. So I wanted to know that how i get the help by the indian government. i belong from the SC cast so How i get the help by the PMEGP. Please guide me. contact me on this no.9637160803 Thanks & regards
  • Aparna said on April 8, 2011
    Hello Sir, I'm Aparna from Pune. I have completed Graduation in Fashion Designing in year 2010. I want to setup my Apparel Store in Pune. I am in need of 5 lakhs of loan for the same. I want to know whom should I contact to apply for loan under PMEGP. Which are the DIC centres in Pune? Please guide me. Thanks & regards, Aparna


(All the above fields are required.)