Government Business Loans For Women

Special grants or business loans by the government for women are focused upon empowering womenfolk. The purpose of such business loans is to support women financially for better success.

The precondition is that government offers such loans to women already involved in business. Sometimes these loans are also sanctioned to women entrepreneurs willing to delve into a new business venture.

There is enough scope for women business owners to expand their trade by taking support from the government. Government business loans for women have gained popularity amongst the womenfolk due to various additional features. Such loans are either meant for small business activities or for expanding existing business. Governments coordinate with financial groups and banks to facilitate this service to businesswomen.

Loaning Option

As business loans for women are hassle free loaning service businesswomen always prefer them on private loans that are offered with higher interest rates. Banks, finance companies and government entities work together to make such loans possible and governments offer small business loans to businesswomen. Usually they are given after local level verification of business owner by many federal agencies representing the government to crosscheck a firm and offer loans once agencies are satisfied of their eligibility.

Loan Sanctioning

Government agencies specify loans for women on certain grounds. Small business loans for minority women and exclusive business loans for women have flexibility. Main emphasis of governments is to motivate womenfolk towards financially powerful career for which they require lump sum money so that smaller companies can be opened at the initial level.

Businesswomen and Loans

Not all women are eligible for government business loans. One has to produce complete detail of assets and corpus of business to government agencies in applying for such loans. Government owned banks check income and expenditure ratio, profit margin and revenue generating sources of business houses before sanctioning such loans. Best financial sense and zeal to turn business successful through sensible financial decisions would bring manifold growth in business that too when it is supported by the government.

Term & Conditions

Women starting business with small initiatives can be offered government loan provided business firm used for guarantee has at least fifty percent partnership by a woman or group of women. Secondly, such business establishments have to be operated and managed by women only. Such funding programs are processed through Small Business Administration (SBA) formula. Sole purpose is helping businesswomen make their establishment more powerful.

Governments help businesswomen to ensure that discrimination in the name of sex is suppressed. The reason behind specializing business loans for women is that there still lies discrimination in the corporate world for women and women owned business groups in our developed world. Still it must be well understood that government business loans for women aren't just passed out to any women thinking to run certain company. They must have guts to run business and it has to be recognized by the government.


  • KatherynEloise said on October 8, 2011
    Internet is among the few markets on the earth during which people can start business with little money and make a complete and successful.
  • Karthik said on December 28, 2011
    We are here to support for Business people who has good loan repayment track record, we will support upto 5 Cr. depending on their repayment capacity. Call us on, Karthik 09246164789
  • prasanjeet kumar said on November 27, 2012
    need business loan for starting own business around 3 lacs, guide
  • Barbara Green said on April 7, 2013
    I would like to open Guest house close to Injaka Dam for local and international guest. I am the owner of the property and I would like later expand the business .On my property is also shop and petrol station, which I would like to utilize.
  • Simran said on April 24, 2013
    I want to start my own business for my better future. In faridabad, Haryana India
  • manisha d.kamate said on June 5, 2013
    I have already started my business in mechanical field (from may 2011). now I want loan for expansion
  • saba kaiser mulla said on July 5, 2013
    I want to start my own nursery school. i need a loan.
  • zoya said on September 7, 2013
    I want to start small fashion boutique for women in partnership with my aunty in korba ,chattisgarh. I need loan immediately...plz help
  • Renuka said on October 29, 2013
    I want start my own business as paper plate machine. I need a loan. please give me full details.
  • Mami said on January 3, 2014
    I really have the urge to start a small business of sausage making factory and have a high vision of promoting and distributing the whole state. I need cash for the start and desperate to obtain it. Please help!!!
  • nneka olikeze said on January 21, 2014
    I sell ok shoes and bags, I need loan to add more goods to my shop.
  • shama said on January 28, 2014
    My name is Shama..i m from pune.. I have completed my BE in Production Engineering. I want to start my own business as milk dairy i need loan to purchase such machinery, equipments upto the 20 lac.. i come in minority.. is any loan scheme for me?..can government help me to establish my business? if any one have any idea about any loan scheme..please share with me..your small information can make huge effect..
  • manisha said on March 4, 2014
    Hi I am having a plot and I want to set up a beauty salon. at present 7 am doing a job in a well known company. But I want to open my one salon .is there any option for me to get a small business loan against my plot. please reply me ..
  • sheetal desai said on April 4, 2014
    Hi, I am running computer class in mumbai, malad. I require loan for establishment and expansion of it. pls help me for it. Guide us.
  • Kiran Singh said on April 16, 2014
    I am starting a boutique. I have already a job in bank. but i want my own business. I want financially support. please help me. Kiran Singh
  • amongla s jamir said on May 6, 2014
    I want to start my own designing shop for cloths. I am desperately in need for a financial support from the government too buy thee machines I need. I don't know how to apply for it. I am from dimapur, nagaland.
  • dipika jain said on June 11, 2014
    Hair I am dipika jain I am running saree business from home from last 3 years I want to open my own shop & for that I need loan approx 10 lakh I am paying it also plz guide me regarding the loan
  • anita said on July 10, 2014
    need personal loan to expand business
  • sudeshna mukherjee said on August 5, 2014
    i want 1.50 lacks to start my own business
  • Asha said on August 12, 2014
    I want to start my own business in dog breeding. I need financial support by government. Pls can u help me...
  • Tanya Lloyd said on August 16, 2014
    I've been doing Security for several yrs. Now, I'm now looking into starting a business of my own in the Security training field, I would like to know how do I go about getting all certificates and payroll Applications please help....
  • AMIT PATIL said on August 18, 2014
    my wife have D- Pharm licenses. i want to start Medical to her, so i required loan. can u provide me loan or refer any agency to provide loan.
  • Santhoshi said on September 23, 2014
    I am a Fashion Designer and a Beautician. i want to start my own boutique and parlour. I don't have any fixed assets with me. Can you provide me loan up to 2,00,000/- without any security. Thank You
  • sanchari baul said on October 13, 2014
    Sir, I m running a small beauty saloon already since 10 years in my area on the ground floor of my house, which is nt in a proper place for marketing ,planning to open a saloon in a proper market place where The income Rate would be higher, need a loan for that purpose, if help can be provided for this purpose, would be grateful, thanking you,
  • Renu Pardeshi said on December 15, 2014
    I want to start a gym business so could you please provide loan
  • Sabina khan said on December 22, 2014
    Sir my Name is Sabina live in Mumbai want to start a business as a chemist shop need help in the form of loan please help..Awaiting for positive reply from your no is 9967156490
  • shaila said on February 6, 2015
    I want to start a beauty parlour + stitching centre, need a loan to start in city area
  • Parvathy said on March 25, 2015
    Sir, Could you kindly let me know how could you help me with the loan in starting a small restaurant near my hometown in kottayam, kerala. Awaiting for your reply. Could you also let me know how the interest rate would be like and how many years would the loan be sanctioned for ?
  • GUNJAN SARSWAT said on May 19, 2015
    Sir. I am running a small Boutique in Agra u.p. for women now i need loan immediately. I have Bank A/C with Bhartiya Mahila Bank in agra could you also tell me know how to get loan if help can can be provided for this purpose, would be grateful,thanking you. my contact no. is 9258068427
  • veda said on May 27, 2015
    Want loan to start a small boutique. Please help.
  • juhi said on June 11, 2015
    I want to start up my own beauty parlour n need help with finance so need a loan
  • Aarthy said on June 13, 2015
    I want to start boutique and meditation center may i know how can i apply for that
  • Patricia said on July 18, 2015
    Want to start home daycare in San Antonio, Texas
  • Jayshri said on July 19, 2015
    I have started my Branded Home appliances showroom in Pune since 6 months, with authorized dealership having more than 1500 hundred products. I want to grow my business in Online marketing(such as Snapdeal,amazon,flipkart etc) and needs more fund for that. So want business loan. Pl help.
  • sandhya said on August 19, 2015
  • Meena C Kamble said on September 4, 2015
    I am already running small plastic Moulding business at chakan, pune. Need funds for expansion & for working capital. at least 10 lakhs needed.
  • ragabrindha said on October 28, 2015
    i want to start naturals salon franchise. please need help with finance. how can i apply
  • ragabrindha said on October 28, 2015
    its very good schemes useful for womens and young girls. thank you.
  • Paromita Ghosh said on January 19, 2016
    I am Paromita Ghosh I want to start women clothing showroom how will I get lone from government.
  • Paromita Ghosh said on January 20, 2016
    My name is Paromita Ghosh. I am looking for a government loan for opening a shop for women garments. My no is-8622826909
  • Farida said on January 21, 2016
    Hiii...My name is Farida shaikh & I am looking for business loan for opening my beauty parlor My no is 8692847861
  • shikha patidar said on January 28, 2016
    Hi i am shikha.I am looking for government lone for fast food shop.
  • snehalatha said on March 20, 2016
    Hello sir, I am sneha I am looking for government loon for butiqui. I already opened but I want invest metrical that's what . Please I want immediately.
  • Thara said on May 13, 2016
    Hi Sir, I am Thara I would like to open Beauty saloon ongoing training. I am very much interest on it, Present I am working in a company. i need a investment please help me on this. Thank you..
  • vijaya said on June 11, 2016
    hi sir. i am vijaya. i want to start a new sari business. i live in hyderabad city, telangana state. i need loan to start a new business.
  • Anitha said on June 22, 2016
    I am Anitha I want to start boutique and Saree business I live in Bangalore
  • sarabjit kaur said on June 24, 2016
    I am sarabjit. i want to start boutique. i live in delhi. i have certificate of fashion designer.
  • sasi said on July 15, 2016
    i want to start to my own business in beauty parlor. i live in chennai.
  • Dipika said on July 26, 2016
    Hi, Have already started hotel business, want to expand it. need financial assistance from Pune
  • Smita Patel said on July 28, 2016
    I want to start my own boutique. I live in Ahmedabad. I have sacrifice of Fashion designer. I need a government loan. please help me.9924225288
  • payel das said on August 17, 2016
    Hi, I am payal, I want to start a fashion boutique, need a loan from government bank. I don't have any financial support to start my own business. I know STATE BANKs are given loans for women's, but not in every branches, so just help me out to search those particular bank brunches where i can apply for loan. I lived in CHENNAI.. i have done my fashion designing diploma as well as textile designing diploma, please guide me... 9962762373
  • preeti said on November 9, 2016
    i want to start my own boutique how to apply loan in govt. scheme. If you have any guidelines that i should follow, please let me know.
  • Rajwant kaur said on December 23, 2016
    Hello sir , i want loan for starting my own boutique. so plz guide me how i apply this loan scheme.
  • Bhumika said on August 17, 2017
    Hi I am bhumika. i am interested for the saloon business, how can i get government loan?


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