Starting a Credit Card Counseling Service Business

Credit card counseling service businesses has been around as early as credit cards were used for Debt management is one of the most sought counseling. Start your own by knowing how to enhance your business skills, set up the office, and market the business.

Dealing with credit cards entails decision making, discipline, and strategy. Most people failed to make a balance of these three factors and wake up one day that you are in a mountain of debt and there is no easy way out.

With dilemma at hand, more and more credit card holders are turning to credit card counselor to help them out of the ravine of debt.

Credit card counseling service business has been in the industry for quite a while. It is in fact a growing business for people are engrossed to debt management to run their businesses or personal financial matters.

Here is how you can start your own credit card counseling service business.

Have your skills certified by a credible certifying body. Having a strong and sound educational background will attract more customers. Certainly, you need to be intellectually adept to the credit card and debt management industry so you can build your integrity as a credit card counselor. After securing a financial planner certificate, enhance your skills further. Enroll in courses such as industrial finance, economics and related fields of mathematics. Since you will be dealing more with people, tackling their financial problems, it would be better to have training or course on psychology to better deal with people under financial burden.

After investing on intellectual matters, start laying plans for the tangible ones. First is the office. The office is designed primarily as a consulting firm. The size need not to be that large but conducive enough for counseling. It should be accommodating and clients must feel perfectly comfortable.

It will be an advantage if you are to have a conference room so that you can hold seminars to attract new clients. IN terms of attracting clients, be sure to hand out a business card to people. Everyone is your prospect client and it is healthy for the business if more people will know about you and your counseling business.

Another way of marketing the business is to have printed materials such as brochures, fliers and newspapers. Online advertising is also a great option. Preferably, make a website so that you can get in touch with online inquiries. Make sure of delivering your message well to your prospective clients. Have your self properly introduced, site your qualifications and as much as possible your edge among other credit card consulting services. Let your intent be said appropriately and that is to provide feasible advices and solutions to their financial problems.

Lastly, decide how much your professional fee will be. Set up your rate for initial consultations, monthly services, consolidations and others.


    (All the above fields are required.)